Mr. Ganesh Chugh is an Associate Partner at Factum Legal and a distinguished Banking, Financial Services, and Regulatory Law specialist with over four decades of experience. He holds a Law degree from the University of Delhi and is a Certified Associate of the Indian Institute of Bankers (CAIIB). Prior to joining Factum Legal, he served as a Consultant with Shardul Amarchand Mangaldas & Co. for over five years and has also advised clients independently on complex banking and foreign exchange matters.

A former senior officer of the Reserve Bank of India (RBI), Mr. Chugh is widely recognised for his exceptional expertise in banking regulations, foreign exchange laws, and financial sector compliance. His extensive regulatory experience, coupled with a commercially driven approach, enables him to advise corporates, financial institutions, multinational companies, and banks on navigating India's evolving regulatory landscape with confidence and precision.

Mr. Chugh's practice focuses on the Foreign Exchange Management Act, 1999 (FEMA) and allied RBI regulations. He regularly advises on foreign direct investment (FDI), overseas direct investment (ODI), external commercial borrowings (ECBs), compounding of FEMA contraventions, cross-border transactions, establishment of business operations in India by non-resident entities, acquisition of immovable property by non-residents, Liberalised Remittance Scheme (LRS), current and capital account transactions, payment systems, import and export regulations, and matters relating to non-banking financial companies (NBFCs).

Before entering private practice, Mr. Chugh served the Reserve Bank of India for over three decades, holding key positions including Manager, Foreign Exchange Department, and Assistant Manager, NBFC Department. His tenure at the RBI provided him with unparalleled insight into India's banking and regulatory framework and established him as a trusted authority on foreign exchange management and financial regulation.